The reality of being a wage slave is most employers pay with direct deposit; cheques rarely and physical cash hardly ever. So most people are forced to use banks, which is by design. People that don't know any better would say it's convenient, just tap your bank card to pay. But your purchases aren't confidential and every transaction is catalogued. Never mind the obscene bank fees they charge you. Digital ID and CDB for your convenience and safety. Just make sure you're a good subject and keep a good social credit score.
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Checking accounts are unsecured loans to the bank.
A debit card is LITERALLY the inverse of a credit card.
The reality of being a wage slave is most employers pay with direct deposit; cheques rarely and physical cash hardly ever. So most people are forced to use banks, which is by design. People that don't know any better would say it's convenient, just tap your bank card to pay. But your purchases aren't confidential and every transaction is catalogued. Never mind the obscene bank fees they charge you. Digital ID and CDB for your convenience and safety. Just make sure you're a good subject and keep a good social credit score.
People should really organize runs on the bank better.